401(k) Calculator

Estimate your 401(k) growth and retirement savings with our comprehensive calculator. See how contribution rates, employer matching, and investment returns affect your retirement nest egg.

Basic Information

Current Age

Retirement Age

Current Annual Salary

Current 401(k) Balance

Your Contribution Rate (%)

Annual contribution: $4,500

Annual Salary Increase (%)

Employer Match Rate (%)

Employer Match Limit (%)

Example: 100% match up to 6% of salary

Investment Style

Inflation Rate (%)

Withdrawal Rate in Retirement (%)

The 4% rule is a common guideline for sustainable withdrawals

Account Options

Include catch-up contributions (age 50+)

Roth 401(k) (after-tax contributions)

401(k) Contribution Limits (2024)

Annual contribution limit: $23,000

Catch-up contribution limit (age 50+): $7,500