Credit Card Debt Payoff Calculator

Calculate how long it will take to pay off your credit card debt and compare different payoff strategies.

Your Credit Cards

Enter details for each of your credit cards

Current Balance

Interest Rate (%)

Minimum Payment

Additional Payment

Choose how to apply extra payments to your credit cards

Extra Amount:

Avalanche (Highest Interest First)

Snowball (Lowest Balance First)

Payoff Summary

Based on your current payments

Total Monthly Payment