Terms and Conditions
Last updated: May 22, 2025
1. Introduction
Welcome to FinancialUSACalci ("we," "our," or "us"). By accessing or using our website at https://www.financialusacalci.xyz/ (the "Service"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). Please read these Terms carefully before using our Service.
If you disagree with any part of these Terms, please do not use our Service.
2. Use of Our Service
FinCalc provides financial calculators and educational resources for informational purposes only. The calculators and information provided on our website are not intended to be a substitute for professional financial advice.
You agree to use our Service only for lawful purposes and in a way that does not infringe upon the rights of others or restrict or inhibit anyone else's use and enjoyment of the Service.
3. Disclaimer of Warranties
Our Service is provided on an "AS IS" and "AS AVAILABLE" basis. FinCalc makes no warranties, expressed or implied, and hereby disclaims all warranties, including without limitation, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
FinCalc does not warrant that:
- The Service will function uninterrupted, secure, or available at any particular time or location
- Any errors or defects will be corrected
- The Service is free of viruses or other harmful components
- The results of using the Service will meet your requirements
4. Financial Information Disclaimer
The financial calculators and information provided on our website are for illustrative and educational purposes only. They are not intended to provide specific financial, investment, tax, or legal advice.
The calculations and results provided by our calculators:
- Are based on the information you input and the assumptions built into the calculators
- May not account for all relevant factors in your specific situation
- Should not be the sole basis for any financial decisions
- May differ from calculations used by financial institutions or government agencies
We strongly recommend consulting with qualified financial professionals before making any financial decisions.
5. Limitation of Liability
In no event shall FinCalc, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Service
- Any conduct or content of any third party on the Service
- Any content obtained from the Service
- Unauthorized access, use, or alteration of your transmissions or content
- Financial decisions made based on the use of our calculators or information
6. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of FinCalc and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of FinCalc.
7. User Contributions
Our Service may contain message boards, forums, bulletin boards, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials. Any user contribution you post to the site will be considered non-confidential and non-proprietary.
You represent and warrant that all user contributions comply with these Terms. You understand and acknowledge that you are responsible for any user contributions you submit or contribute, and you, not FinCalc, have full responsibility for such content.
8. Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by FinCalc.
FinCalc has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
9. Termination
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
12. Contact Us
If you have any questions about these Terms, please contact us at: