Privacy Policy
Last updated: May 22, 2025
1. Introduction
At FinancialUSACalci ("we," "our," or "us"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at https://www.financialusacalci.xyz/ (the "Service").
Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Service.
2. Information We Collect
2.1 Information You Provide
When using our financial calculators, you may voluntarily provide information that is necessary for the calculators to function properly. This may include:
- Financial data (loan amounts, interest rates, income figures, etc.)
- Contact information if you choose to contact us (email address, name)
- Donation information if you choose to make a donation
2.2 Information Automatically Collected
When you access our Service, we may automatically collect certain information about your device and usage patterns. This information may include:
- Device information (browser type, operating system, device type)
- Log data (IP address, access times, pages viewed)
- Usage patterns (calculator preferences, frequency of use)
- Referring websites or sources
2.3 Cookies and Similar Technologies
We use cookies and similar tracking technologies to track activity on our Service and hold certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.
Types of cookies we use:
- Essential cookies: Necessary for the Service to function properly
- Preference cookies: Allow the Service to remember choices you make
- Analytics cookies: Help us understand how visitors interact with the Service
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
3. How We Use Your Information
We use the information we collect for various purposes, including:
- To provide and maintain our Service
- To improve and personalize your experience
- To understand how users access and use our Service
- To develop new features, products, and services
- To communicate with you, including responding to your inquiries
- To process donations
- To comply with legal obligations
4. Data Storage and Calculator Inputs
When you use our financial calculators, the data you input (such as loan amounts, interest rates, etc.) is processed locally in your browser. This data is not transmitted to our servers unless explicitly stated. Some calculators may use local storage to save your preferences or recent calculations for convenience, but this data remains on your device.
5. Sharing Your Information
We do not sell, trade, or otherwise transfer your personally identifiable information to third parties without your consent, except in the following circumstances:
- Service Providers: We may share your information with third-party service providers who perform services on our behalf (such as payment processing, analytics, and hosting).
- Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
- Business Transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred as a business asset.
- With Your Consent: We may share your information for other purposes with your explicit consent.
6. Third-Party Services
Our Service may contain links to third-party websites, services, or tools that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party services.
We may use third-party services such as analytics providers and payment processors. These third parties may use cookies, web beacons, and other tracking technologies to collect information about your use of our Service.
7. Data Security
We implement appropriate technical and organizational measures to protect the security of your personal information. However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure.
8. Your Data Protection Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access, update, or delete your information
- The right to rectification (to correct inaccurate information)
- The right to object to our processing of your information
- The right to restriction (to request that we restrict processing)
- The right to data portability
- The right to withdraw consent
If you wish to exercise any of these rights, please contact us at support@financialusacalci.xyz.
9. Children's Privacy
Our Service is not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us.
10. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us at: